Typical Lending Parameters

Lending Area:                                    Continental United States

Loan Size:                                          $1,000,000 to $20,000,000

Loan Term:                                        Up to 2 years; Interest only

Loan-to-Value:                                  Up to 70% LTV

Prepayment:                                       No prepayment penalties; typically                                                                                             6 months interest minimum

Closing:                                              Less than 30 days